Saarthiom Advisory Dispatch
Mudra Loan (PMMY)
Micro-enterprise loans up to ₹10 Lakhs without collateral
Pradhan Mantri Mudra Yojana (PMMY) provides loans up to ₹10 Lakhs to non-corporate, non-farm small/micro enterprises. Mudra loans are offered under three categories: Shishu (up to ₹50,000), Kishor (₹50,001 to ₹5 Lakhs), and Tarun (₹5,00,001 to ₹10 Lakhs).
These loans require no collateral and are available through banks, NBFCs, and Micro Finance Institutions. Mudra loans can be used for working capital, equipment purchase, business expansion, or starting a new enterprise.
Saarthiom helps entrepreneurs identify the right Mudra category, prepare the application, and file with the best-fit lending institution for quick approval.
“Micro-enterprise loans up to ₹10 Lakhs without collateral”
— Saarthiom Advisory
Eligibility — Who Qualifies?
How It Works — Step by Step
Category Selection
We determine whether Shishu, Kishor, or Tarun is right for your need.
Document Preparation
All required documents and a basic project report are prepared.
Lender Filing
Application is filed with the selected bank, NBFC, or MFI.
Disbursal
Loan is typically sanctioned and disbursed within 7–15 working days.
Documents Required
Begin Your Free Consultation
Our advisors will evaluate your eligibility and guide you through every step at zero cost.