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Saarthiom Advisory Dispatch

Business Loans

Secure the right capital to scale your enterprise

By Saarthiom Advisory TeamFree Consultation Available
5 Step Process5 Eligibility Criteria

Business loans are essential for entrepreneurs looking to expand operations, purchase equipment, manage working capital, or launch new product lines. Indian banks and NBFCs offer a wide range of business loan products — from term loans and overdrafts to invoice discounting and equipment finance.

Saarthiom's banking relationships with 50+ lenders allow us to match your business profile with the right loan product at competitive interest rates. We handle the entire application, from preparing your project report to bank liaison and follow-up until disbursal.

Whether you need ₹5 lakhs for a small shop expansion or ₹10 crores for a manufacturing unit, our team finds the best-fit funding solution for your stage and sector.

Secure the right capital to scale your enterprise

— Saarthiom Advisory

Eligibility — Who Qualifies?

Business operational for 6+ months (varies by lender)
Minimum annual turnover ₹5 Lakhs (for term loans)
CIBIL score 650+ recommended
Valid GST registration for loans above ₹10L
No existing loan defaults or NPA history

How It Works — Step by Step

01

Requirement Analysis

We assess your funding need, repayment capacity, and ideal loan structure.

02

Lender Matching

Your profile is matched with the best-fit banks and NBFCs from our panel.

03

Documentation

We prepare and verify all required documents including project reports.

04

Application Filing

Loan application is filed with the chosen lender(s) along with supporting documents.

05

Disbursal

We follow up with the bank until sanction and disbursal is complete.

Documents Required

Business registration / incorporation certificate
PAN Card & Aadhaar Card of proprietor / directors
Bank statements (last 6–12 months)
GST returns (last 2 years)
Income Tax Returns (last 2–3 years)
Financial statements (Balance Sheet & P&L)
Project report / business plan (prepared by us if needed)

Begin Your Free Consultation

Our advisors will evaluate your eligibility and guide you through every step at zero cost.

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