Your growth deserves the right capital.
Certifications, CA compliance, MSME scheme applications, and bank-ready documentation — so you spend your time building, not filling forms.
CA & Certifications
ISO, GST, legal compliance, trademark, and tax exemption — handled by our CA desk.
ISO Certification
Quality, environment, food safety, and information-security certification support.
GST & Tax
GST registration, returns, and ongoing tax compliance with our CA desk.
Legal & Compliance
Filings, regularisation, and a compliance calendar for your entity.
Tax Exemption
12AB and 80G registration support for eligible trusts and NGOs.
Trademark
Brand search, class selection, and Trademark Registry filing.
Company Registration
Pvt Ltd, OPC, and LLP incorporation with MCA documentation.
Funding Options Near You, Ready Now
We support applications across India with documentation, scheme mapping, and lender follow-up.
Local Banking Relationships & Direct Nodal Desks
We bridge the gap between Indian business owners and local bank managers, ensuring your file gets priority review with fast-track loan disbursals.
Business Term Loan
Flexible repayment tenure for established businesses looking to expand.
- Collateral-free options
- Documentation support
Working Capital Loan
Keep your cash flow running smooth for daily inventory and payroll operations.
- Overdraft facility available
- Documentation support
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Explore Your Funding Pathways
Different businesses need different capital structures. Here's how we match you with the right source.
Venture Capital & Private Equity
Connect with VC firms and PE investors for growth-stage equity introductions.
MSME Term & Working Capital
Bank loans for established MSMEs with competitive interest rates, OD/CC limits, and flexible repayment options.
CGTMSE
Documentation and bank liaison for collateral-free credit under the CGTMSE framework.
Advisory services for MSME loans, registrations, and scheme-linked applications.
Take your business funding to new heights with our innovative advisory desk, empowering you to navigate notified MSME schemes and bank disbursals.
Check Your Funding Fit
A transparent look at key eligibility criteria so you can apply with confidence and avoid delays.
Eligibility Ledger
Reviewed as you scroll
- Mandatory
Indian Citizen / Firm Entity
Age 18–65 years, or a registered Indian company
- Required
Business Operational Tenure
Active business for 6+ months with bank transactions
- For Term Loans
Minimum Annual Turnover
Turnover as required by the chosen MSME scheme
- Recommended
CIBIL / Credit Score
Score 650+ recommended (N/A for Seed Fund)
- Scheme Specific
GST / Udyam Registration
Valid GST / Udyam registration where the scheme requires it
- Mandatory
Clean Financial Track Record
No active default record with commercial banks
Case File Checklist
What to keep ready
- Aadhaar Card & PAN Card
- Business Registration / Udyam Certificate
- Bank Statements (Last 6 Months)
- GST Returns (Last 2 Years)
- Income Tax Returns (2 Years)
- Business Plan / DPR Report
- Passport-Size Photographs
- Property Documents (if the lender requires them)
Fast-Track Disbursal Tip
Digital applications submitted with complete documentation get approved 3x faster through our partner bank desks.
From First Call to a Complete File
One dedicated advisor, five simple checkpoints — from initial inquiry to capital in your account.
- Consultation
- Free
- Clear Process
- 5 Steps
- Advisory Support
- Pan-India
- 01
Free Consultation
Share your business goals and capital requirements directly with a Saarthiom funding advisor — 100% free with no obligation.
- 02
Eligibility Assessment
We evaluate your business profile and match you against notified MSME schemes, bank loans, and subsidy programs you qualify for.
- 03
Documentation & DPR
Our team prepares and verifies your DPR, GST filings, certifications, and financial statements to make them bank-ready.
- 04
Direct Application Filing
Your application is submitted directly to bank managers, NBFCs, or official scheme portals like PMEGP and Startup India for priority review.
- 05
Fast-Track Disbursal
We liaise with the bank desk and follow up continuously until the loan or subsidy is credited safely to your account.
MSME Scheme Advisory
We help you navigate, structure, and apply for the best notified MSME funding schemes suited to your business.
Mudra Loan
Advisory and documentation support for Mudra loan applications for micro-enterprises.
- Simple application support
- Bank-ready paperwork
- Lender follow-up
Startup India Seed Fund Scheme
Documentation and application support for the Startup India Seed Fund process.
DPIIT Recognition
Get your startup recognized through the Startup India (DPIIT) process.
Incubator Selection
Apply through a SISFS-approved incubator in your region.
Pitch & DPR Review
Present your business plan to the expert selection committee.
Fund Disbursement
Follow-up until the incubator and committee share a decision.
Let Our Experts Handle Your Seed Fund Application
Our dedicated team has helped 200+ startups secure seed funding. We handle everything from DPIIT recognition to incubator pitch presentation.
Funding for Every Business Stage
Whether you are launching your first prototype or expanding factory operations, we match you with stage-specific capital.
Startup Funding
Seed capital, angel investment, and early-stage VC funding for innovative startups with high-growth potential.
- Seed Fund
- Angel rounds
- Series A preparation
MSME Funding
Term loans, working capital, and scheme-linked funding for micro, small & medium enterprises.
- CGTMSE
- Mudra Loan
- PMEGP
Agri & Rural Funding
Agricultural loans, rural enterprise funding, and agri-business expansion capital for food processing units.
- PMFME Food Subsidy
- Agri-infrastructure fund
- Cold chain financing
Built on Trust & Proven Results
Our end-to-end advisory framework turns complex notified schemes and loan applications into seamless capital disbursals.
Panel-Registered Consultants
Empaneled with major banks and official scheme portals for direct access.
Multi-sector Advisory
Manufacturing, services, food processing, and startups — we map the right scheme to your profile.
7-Day Fast Documentation
Most applications filed within a week of onboarding with zero bottlenecks.
Eligibility Pre-screening
We check scheme fit and documentation completeness before an application is filed.
Single-Window Service
Certifications, CA compliance, paperwork, and lender follow-ups — one team handles it all.
Success-Fee Model
Pay only when your funding is approved. Transparent process with zero hidden charges.
Why Not Go Direct to a Bank?
See how working with Saarthiom compares to navigating complex bank bureaucracy alone.
Funding Knowledge Hub
CGTMSE Scheme: Complete Guide to Collateral-Free Credit
Everything you need to know about eligibility, application process, and how to maximize your chances of approval under the CGTMSE scheme.
5 Mistakes to Avoid When Applying for PMEGP Subsidy
Common pitfalls that lead to PMEGP rejection — and how to prepare a bank-ready application that gets approved on first submission.
Startup India Seed Fund: How to Go from Idea to Application
A step-by-step breakdown of the SISFS application process, incubator selection, and what the review committee actually looks for.
Stay Ahead on MSME Scheme Updates & Deadlines
Weekly insights on new MSME loan schemes, PMEGP deadlines, and capital strategies — straight to your inbox.
Frequently Asked Questions
We assist with MSME loans, CGTMSE, PMEGP, Mudra, Startup India Seed Fund, working capital, ISO and other certifications, GST, legal compliance, and related CA desk work. Our team maps the right option to your business stage.